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Business Services

Business Services

A True Partner for Your Business and Your Community

Manage your business finances with confidence. From ACH services to payroll and merchant services, Park View offers the tools and support your business needs to move forward—with the personal touch of a not-for-profit committed to neighbors serving neighbors.

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Cash Management Solutions

Cash Management Solutions

Cash Management Solutions to help streamline and support your business

At Park View, we recognize that every business has unique financial and operational needs. Whether your payment requirements are simple, complex, or somewhere in between, we offer a comprehensive suite of cash management solutions designed to optimize your cash flow at every stage—from payments to deposits and beyond.

Managing payroll and vendor payments just got easier with ACH origination from Park View. This secure, efficient solution allows you to automate payments, saving time and reducing costs.
Benefits of ACH Origination:

Direct Deposit Payroll – Pay employees on time, every time
Vendor & Supplier Payments – Streamline recurring and one-time payments
Reduced Costs – Lower processing fees compared to paper checks
Increased Security – Minimize fraud risks and improve payment accuracy
Better Cash Flow Management – Schedule payments for better predictability

Optimize your business cash flow with an analyzed checking account. Earn earnings credits to offset fees, gain detailed monthly insights into your account activity, and manage high transaction volumes with ease. Perfect for businesses looking for greater financial flexibility and efficiency. Learn more about Account Analysis and Earnings Credit.

Park View now offers sweep accounts to help business members optimize cash flow and maximize earnings automatically. Choose from two sweep options:

Money Market Sweep

Automatically transfers excess funds from your business checking account into a money market fund at the end of each business day.
✔ Helps earn higher interest on idle cash
✔ Keeps funds available for daily expenses

Line of Credit Sweep

Moves funds between your business checking account and a commercial line of credit to maintain a target balance.
✔ Helps pay down debt faster
✔ Reduces interest costs and improves cash management

Want to learn how a sweep account can benefit your business? Contact our Business Services Team

Park View’s free Bill Pay service makes it easy to pay bills anytime, anywhere. Set up payments directly from your checking account with no postage fees. Choose flexible payment frequencies and enjoy the security of online payments. To get started, enroll in online banking, then select Move Money and Bill Pay from the menu.

Park View partners with Elavon to offer seamless payment processing, helping businesses accept credit, debit, and contactless payments with ease. Enjoy flexible POS systems tailored to your needs, competitive rates, and low setup costs—plus, reliable security features and dedicated support to keep transactions running smoothly.

  • Advanced Security Solutions: Protect your customers' payment data and reduce fraud with Elavon's cutting-edge security technologies.
  • Recognition in Payment Processing: Elavon is recognized by Forbes as one of the 10 best credit card processing companies. ​
  • Fast Funding Options: Improve your cash flow with funding available within hours, including weekends and holidays.

Learn more about merchant services here.

Domestic and international wire transfers are facilitated through Park View's Business Services Team or online using the Online Banking wire transfer module. Our Business Services Team can assist you in selecting the wire transfer option(s) that makes sense for your operations while providing control, security and convenience. Wire fees can be offset with Account Analysis and Earnings Credit.

Park View offers Business Remote Deposit Capture, allowing secure, remote check deposits through Desktop Deposit in online banking. The scanners will need to have a TWAIN or Ranger driver. Simply download the DeposZip Desktop app and securely submit deposits to your account anytime, anywhere.2

✔ Deposit checks 24/7 from your office or home
✔ Real-time posting, with immediate access upon approval
✔ Same-day deposits if submitted by 4 PM (M-F)
✔ Deposit into savings, checking, or loans

Park View offers extended NCUA insurance coverage through our trusted partner network, giving your business added protection beyond the standard coverage limits all conveniently managed in one account. Learn more about Extended Deposit Insurance.

More Solutions

Enhance your operations with these additional services.

Protect Your Business from Fraud

Use Park View’s Business Fraud Prevention Checklist to identify, prevent, and respond to fraud threats, keeping your business secure and allowing you to focus on what matters most.

Donation Tool for Nonprofits

Once enrolled in Park View's Donation Tool, churches and nonprofits who bank with Park View can easily receive contributions from members directly within online banking—completely fee-free.

Managing a business goes beyond finances. That’s why Park View created HR Reliance. From compliance support to leadership training, HR Reliance can help you navigate challenges and build a thriving team.

Online and Mobile Banking2 for Business

Manage Your Business Online

  • Access account balances, transaction history, and deposit images.
  • Initiate ACH payments, wire requests, and stop payment orders.
  • Set up multiple-user access, receive alerts, and use Business Bill Pay.
  • View eStatements, pay loans, and download the mobile app for on-the-go access.
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Meet Our Team

It’s Our Business To Help You With Your Business

At Park View, our business services team is part of your community, committed to helping local businesses thrive. We take the time to listen, understand your unique needs, and provide personalized solutions to support your growth. Whether you're just starting out or expanding, we're your neighbors, and we want to see your business succeed.

Boost Your Employee Benefits

Partner with Park View

When your organization becomes a Park View Partner Organization, you can offer a Park View membership to your staff, members, or volunteers—empowering them with exclusive perks, access to our full suite of banking services, loan discounts, and more.

Best of all, becoming a Park View Partner Organization is completely free! By partnering with Park View, you're not just providing valuable benefits to your employees—you’re investing in their long-term financial well-being and giving your business a competitive edge.

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More Details

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At Park View, we offer a range of financial solutions to support your business goals.

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Business Checking

Park View offers tailored checking options for businesses and nonprofits, designed to help manage day-to-day expenses with ease and efficiency.

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Business Savings

Our business savings solutions offer competitive dividends and flexible options to help you manage cash flow and prepare for the future.

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Business Lending

Fuel your business’s growth with lending options, including lines of credit, equipment loans, credit cards, and more. 

Get Started

Open a business account.

We're here to guide you through every step of the process. Email the Business Services team at mba@pvfcu.org or schedule a meeting with a Business Advisor at a time and branch location that works for you.

Get Started

Open a business account.

We're here to guide you through every step of the process. Email the Business Services team at mba@pvfcu.org or schedule a meeting with a Business Advisor at a time and branch location that works for you.

Disclosures
1The Earnings Credit Rate (ECR) adjusts monthly and is set by Park View. The value of your earnings credit is based on the balances in your account. Your Earnings Credit Allowance (ECA) is applied to help cover the costs of eligible monthly fees and charges; any remaining difference is not paid out. It is not a cash offer. Not all fees and charges are eligible for offset through your ECA. These ineligible fees and charges will be directly charged to your account. The ECR used will be shown in your monthly account analysis summary.  
2Data carrier rates may apply.
3Funds participating in Park View's Extended Deposit Insurance Account are deposited into accounts at participating credit unions, which are insured by the National Credit Union Association (NCUA) for up to $250,000 for each category of legal ownership, including any other balances you may hold directly or through other intermediaries, including broker-dealers. The total amount of NCUA insurance for your account depends on the number of credit unions in the program. If the balance in your account is greater than the NCUA insurance coverage in the program, any excess funds will not be insured. Please read the Program Terms and Conditions carefully before depositing money into the program and for other important member disclosures and information. To assure your NCUA coverage, please regularly review credit unions in which your funds have been deposited, and notify Park View immediately if you do not want to allocate funds to a particular credit union or credit unions.
Information sent by email is at risk of loss of confidentiality if the information is transmitted over the Internet
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