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Express Loan

Express Loans

Fast, Flexible, and Convenient Financing

Whether you need extra cash for groceries, an emergency car repair, or anything in between, Express Loans provide quick access to the funds you need without a credit check. Qualifying members can access up to $2,000 in minutes!

  • No Credit Check Required

  • Apply in as little as 60 seconds

  • Loan amounts of $200 to $2,0001

  • No more resorting to high-interest payday lenders

Apply Now
A man and woman at a kitchen table, focused on a laptop while applying for an express loan together.

Express Loan Features

  • Instant Decisions

    Apply online with just 6 clicks in 60 seconds, you can get the money you need.

  • Quick Access to Funds

    Funds available immediately for use in your Park View checking account.

  • Simplified Loan Amount

    Qualify for a loan amount ranging from $200 - $2,000.1

  • Competitive Loan Terms

    Up to 12-month repayment terms.1

  • Loan Requirements

    3 months of Park View membership required. Must be 18 years or older. $20 application fee.2

  • Alternative to Payday Loans

    A great alternative to traditional high interest payday loans, with a fixed APR of 28.00%3

Compare Options

Express LoanPayday Lender
Best if you want:A low-interest loan that helps you save money.A high-interest loan with high fees.
Cost to borrow $500 for 90 days:$174.50 per month$235.82 per month
APR:28.00% APR3235.00% APR
Application Fee: $20.002$75.00
Funds Available:Minutes1-2 days
Decision based on:Relationship between member and Park ViewIncome

Meeting Members Needs on Their Terms

Completely relieved! No high interest payday loans. No loan officers trying to decide if it's worth it or not. Just a simple here you go, get it done. Added this to my 'don't panic' toolbox. Thanks!

Park View FCU Member

Express Loan FAQs

Get the answers you need to your questions about Park View Express Loans.

Ready to Apply for an Express Loan?

Stop by one of our branches, give us a call, or easily apply online to get started.

Disclosures

1As an example, a 3-month, 28.00% APR fixed rate Express Loan for $200 would result in 3 monthly payments of $69.81. Your actual payment may be higher. A 12-month, 28.00% APR fixed rate Express Loan for $2,000 would result in 12 monthly payments of $193.01. Your actual payment may be higher.
2An application fee of $20 is charged for every Express Loan application, whether or not the loan is approved. All loans are subject to approval; not all will qualify. Must be a Park View member for at least 90 days. Limited to one Express Loan at a time. Must be 18 years or older.
3Annual Percentage Rate (APR) is accurate as of 9/1/2022.
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