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Home Loans and Mortgages

Mortgage Loans

Your Perfect Home Begins with the Right Mortgage

When you find the place to call home, we're here to help you make it yours. From easy pre-qualification1 to flexible financing options, we provide comprehensive support every step of the way. Plus, because we're a local credit union, you'll receive personalized home loan service from a local lender throughout the life of your loan.

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Expert Guidance

Park View's mortgage loan advisors are experienced, local experts who will guide you through the home loan process.

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Competitive Rates and Terms

Competitive mortgage rates, flexible terms, and low closing costs can help you achieve your home ownership goals.

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Streamlined Process

An easy online application and local decisions combine to provide quick, convenient, customized home loans based on your needs

Find Your Perfect Home Loan

Park View offers diverse home loan options tailored to each buyer's needs. Our Mortgage Loan Advisors collaborate with you to find the best fit for your goals and financial plans. To apply or learn more, contact a Park View Mortgage Advisor today.

Fixed-Rate Mortgage

At Park View, we offer a variety of fixed rate mortgage options designed to meet your unique financial needs. With a fixed rate mortgage, you’ll enjoy the stability of knowing your interest rate and monthly principle and interest (P&I) payment will remain the same for the life of the loan.

  • Peace of mind knowing your payments won’t change
  • Competitive interest rates
  • Flexible down payment options
  • Options for first-time homebuyers and refinancing
  • Conventional mortgage

Adjustable-Rate Mortgage (ARM)

An ARM offers an initial period of lower fixed interest rates and, after a predetermined number of years, your rate may change (higher or lower) and will continue to adjust on a regular basis until you pay off your mortgage.

  • Lower payments for the first years of a loan
  • Rates and payments adjust according to the market after the initial fixed period
  • Be in control with flexible options
  • An ideal solution if you plan to sell or pay off the loan within a few years

Refinance an Existing Loan

Refinancing can be an opportunity to lower your monthly payments, pay off your loan quicker, or reduce your interest rate. Our team of Mortgage Advisors is here to guide you through the process and find the best refinancing options tailored to your needs.

  • Lower payment or interest rate on existing mortgage
  • Reduce your term to pay off your loan faster
  • Refinance to a fixed rate
  • Cash-Out or debt consolidation

Federal Home Loan Bank Grants

Explore down payment assistance for affordable housing through FHLB grant options at Park View. Apply today with one of our experienced mortgage loan advisors to learn if you qualify for one of the available grant options.

  • Down payment assistance
  • Closing cost assistance
  • Government backed
  • Grant funds

FHA Mortgage

FHA loans are a great choice for borrowers who may have limited savings for a down payment, a higher debt-to-income (DTI) ratio, or a lower credit score. The FHA program offers several benefits, whether you're purchasing a new home or refinancing, making it an attractive option for many homebuyers.

  • Minimum 3.50% down payment
  • Lower credit scores
  • No income limits
  • Ideal for homebuyers with higher "debt-to-income" ratios
  • Allows for manual underwriting
  • Government backed

USDA Mortgage Loan

Park View offers loans to members through the U.S. Department of Agriculture Loan Program to make homeownership possible in rural areas. Whether your vision is to move to the mountains or settle in a farming community, a Park View mortgage loan advisor can help you figure out if you qualify.

  • Zero down payment
  • Competitive interest rates
  • Flexible credit requirements
  • Minimum credit score of 580
  • Guaranteed by the United States Department of Agriculture

Discover the Difference With Our Mortgage Team

As a top mortgage lender in our community, Park View delivers a home financing experience that is both seamless and transparent. Our dedicated mortgage loan advisors are here to guide you through every step of your homebuying journey, from pre-qualification to the final payment. We take the time to understand your unique situation and answer all your questions, ensuring you have the support and information needed to make confident decisions.  At Park View, you’re not just getting a home loan—you’re gaining the support of a local financial institution that truly cares about putting our members’ needs first. Our team is here to help you secure a place you can call home.

Sue Hughes, Mortgage Operations Manager at Park View Federal Credit Union

Sue Hughes

Mortgage Operations Manager
Jonathan Tieszen, Senior Mortgage Loan Advisor at Park View Federal Credit Union

Jonathan Tieszen

Senior Mortgage Loan Advisor
Annie King, Mortgage Loan Advisor at Park View Federal Credit Union

Annie King

Mortgage Loan Advisor
Sami Haggerty, Mortgage Loan Advisor at Park View Federal Credit Union

Sami Haggerty

Mortgage Loan Advisor

540.409.4203
NMLS# 1570599
Schedule an appointment

Myo Salinas, Mortgage Post Closer at Park View Federal Credit Union

Myo Salinas

Mortgage Post Closer

Hablo Español

540.236.5770
NMLS# 699270

Brandon Hypes Mortgage Loan Processor at Park View Federal Credit Union

Brandon Hypes

Mortgage Loan Processor

540.236.5765
NMLS# 2191232

Learn about Title & Closing Services

When you work with Members Title, our in-house title company, you benefit from full-service closing solutions, ensuring a seamless and straightforward experience throughout the loan closing process, regardless of whether you're a Park View member or not.

Get Started

Apply online to start the home loan process. A mortgage loan advisor will reach out to complete the application process.

We're here to help

Schedule an appointment to connect with a mortgage loan advisor for questions you have about our home loans.

Disclosures
1Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Loans subject to credit approval. Certain restrictions may apply. Not all will qualify.
2Information submitted through this form is securely submitted to protect your personal information.
3Information sent by email is at risk of loss of confidentiality if the information is transmitted over the Internet.
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