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Checking Account Rates

Electrum™ Rates

Electrum Checking Dividends

Current as of 1/2/2025

Balance	Gold Level APY¹	Dividend Rate	Silver Level APY ²	Dividend Rate	Base Level APY ³	Dividend Rate
Over $10,000²	0.15%	0.150%	0.15%	0.150%	0.05%	0.050%
Balances to $10,000³	5.00%	4.889%	1.50%	1.490%	0.05%	0.050%
¹APY = Annual Percentage Yield. To qualify for Electrum Gold, make at least 15 debit card purchases and have at least $1,500 in direct deposits each month to earn 5.00% APY. ²To qualify for Electrum Silver, make at least 5 debit card purchases and have at least $500 in direct deposits each month to earn 1.25% APY. ³No mandatory monthly debit card purchases or direct deposits are necessary to qualify for Electrum Base. APY is valid as of the last dividend declaration date. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Fees may reduce earnings. $25 minimum to open account and earn APY. Dividends will be forfeited for any account closed before accrued dividends are credited

Simple Choice Rates

Premium Advantage Rates

Business Advantage Rates

Traditional Money Market Rates

Money Market Account Rates

Current as of 1/2/2025

Balance ($1,500 minimum)	Gold Level APY¹	Dividend Rate	Silver Level APY²	Dividend Rate	Base Level APY³	Dividend Rate
Over $200,000	3.80%	3.735%	2.80%	2.765%	2.30%	2.276%
Over $100,000	3.75%	3.687%	2.75%	2.716%	2.25%	2.227%
Over $75,000	3.70%	3.639%	2.70%	2.667%	2.20%	2.178%
Over $25,000	3.20%	3.154%	2.20%	2.178%	1.70%	1.687%
Balances to $25,000	3.15%	3.105%	2.15%	2.129%	1.65%	1.638%
¹APY = Annual Percentage Yield; Dividends are paid monthly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts. To qualify for APY, you must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month. ² To qualify for APY, you must have an Electrum checking account and make at least 5 debit card purchases and have at least $500 in direct deposits each month. ³ To qualify for APY, you must have an Electrum checking account. No mandatory monthly debit card purchases or direct deposits are required.