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Youth and Student Accounts

Youth and Student Accounts

Saving makes cents.

It’s never too early to help your kids and teens learn the value of money. With youth savings and checking accounts—plus certificate options—they’ll have the right tools to build smart habits and grow into financially savvy adults.

A cheerful young boy holds a piggy bank, excited about saving money in his youth savings account.
Alien Giveaways

Out-of-This-World Welcome Gift🚀

We’ll Match Their First Deposit—Up to $10!1

Open a new Park View Youth Account by May 31 to help a child start strong on their savings journey. New account holders will receive a FREE plush alien2 and a deposit match up to $10—because smart money habits start young.

It's never too early (or too late) to help your kids develop strong financial habits!

Explore our youth accounts designed to help kids and teens learn, grow, and build smart financial habits.

A young girl sits at a table, counting coins, representing her youth savings account and learning about saving money.

Savings for ages 0-17

Growing children into financially successful adults, starts with giving them a little independence with a Youth Account.

A woman and a child on a couch, happily interacting with a piggy bank, saving money for a "Grow With Me" certificate.

Ages 0-17

Teach your child the basics of saving with a Certificate that earns 6.00% APY3, with just a minimum deposit of $100.

Two men seated at a table, looking at a brochure while discussing a young adult checking account, the next step after a youth account.

Electrum Lite Checking

For students under 23—kids get to enjoy the benefits of a free account while learning how to manage a debit card.

Account Benefits

Your youth account includes:

Available for ages 0-17, Park View's Youth Accounts will help your child build sound money management skills that will pay lifelong dividends. It all starts with a $5.00 Deposit!

  • No Monthly Service fees

    Save small and dream big. Youth accounts grow right along with our members, without any monthly service fees to worry about.

  • Cash for Good Grades

    We celebrate students' hard work with rewards for good grades! Just bring your current report card to any branch or email it to us. Home-schooled students can submit their report card here.4

  • Annual Birthday Gift

    Celebrate your birthday with a postcard from Park View with a gift—bring it to any branch for a cash gift or have it deposited straight into your account.

  • Online and Mobile Banking5

    Use our online tools to teach your child how to monitor account balances in real time.

  • Free Financial Education

    Access the Banzai Financial Education program by Banzai and Zogo, our financial education app that makes learning about money fun.

  • Free Gift at Account Opening

    New youth members receive a free gift to celebrate the start of their savings journey.

Get Started

How to open a Youth Account

Whether you’re a parent, grandparent or a guardian, you can open a youth account for kids under 18. Just bring in the required identification to any branch location.

Frequently Asked Questions

Get the answers you need to your questions about opening a Youth Account at Park View. 

You can open a youth account by visiting one of our locations, with a $5 deposit required to establish membership.

To open a youth account, you'll need the child's name, date of birth, Social Security number, address, and contact information. A parent, grandparent, or legal guardian must also be on the account and provide their contact information. A $5 deposit is required to establish membership.

No, Youth Accounts can only be opened in-person at your local branch

For the parent or guardian to be removed from account at age 18, both parties will need to visit their local branch and sign a change of joint ownership form.

You might be interested in...

Beyond savings and checking accounts, we offer even more to help students succeed. Whether you're just starting school or heading off to college, we've got your back every step of the way.

A college student sits at a table with a laptop, symbolizing academic life and student loans.

Flexible Funding for College

Through our partnership with LendKey, Park View offers members access to private student loans and refinancing options.

Cheerful young African American woman copywriter sitting in front of open laptop with mug and copybook on desk, checking estatements.

Money Learning That’s Fun

Kids can build smart money habits through fun articles, interactive games, and more engaging tools designed to make financial education exciting.

A young girl eagerly raises her hand in class, ready to answer a question and turn in her report card for report card, a benefit of having a youth account at Park View.

Turn Report Cards into Cash

Youth members and college students can submit their report cards for a chance to earn cash—just submit your report card to earn a cash reward.

Disclosures
1Offer valid through May 31, 2025. $0 to open youth account; $5 deposit required in a Rewards Account for membership. Child’s Social Security number required at account opening.
2While supplies last.
3Annual Percentage Yield (APY) valid as of 4/1/2025. Dividends paid quarterly. Must be age 17 and under to qualify. $100 minimum deposit. Certificate matures on child's 18th birthday. Certificate dividend rate and APY may change. Early withdrawals will incur a 365-day dividend penalty. Balances over $50,000 will earn a reduced rate of 0.15% APY. Fees may reduce earnings.
4Open only to youth who have an account at Park View Federal Credit Union. Report Cards will be accepted for the most recent grading period only. The credit union will accept report cards issued by public or private schools. Home-schooled students may submit a written note or academic record indicating satisfactory performance, up to four times per calendar year. College students may receive one reward per semester. VUTMA (Virginia Uniform Transfers to Minors Act) accounts are not eligible for Report Card Rewards.
5Data carrier rates may apply.
Membership eligibility required.
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